When the wife is a bitch, it's very convenient to pay off debts. You can always put her under the creditor. The collar her husband put on her is like a stigma for a whore. Her husband chose the dress in which she will go to her lovers, and the panties are an unnecessary puritanical convention. Let her look like a bent woman. She even offered to have Negroes film her on her smartphone to provide proof to her husband that she had paid off his gambling debt. The black trambos worked her charms hard, thrusting them deep - the girl moaned under their size, but complied with all the whims of the African stallions. Debt is redeemed, and the hottie helped pay it back.
Watching your wife suck other people's dicks is a buzz kill. And she understands that by licking other people's testicles, her husband's boner will get sharper. So these swinger couples swap to sharpen their senses, bring back the novelty, and make their orgasms brighter. Only I would make the lighting not so bright, then there would be more understatement and less embarrassment.
Sex is a cool thing to do.